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Credit Reports Did you know that there are 3 national national bureaus that collect information about you and your credit history? All 3 are usually examined by creditors when determining your ability to repay a loan. You should be aware of what is on your credit report. Identity thieves and inaccurate information can deteriorate, if not eliminate, the possibility of obtaining a loan in the future. You can obtain a free credit report with data from all 3 bureaus from CreditSoup® Credit Report & Repair Experian Free Credit Report Both are respected organizations and will provide the service you are after. The 3 major national credit bureaus that gather and share your credit information with creditors are listed below. You can also order your credit reports directly from those bureaus. Equifax 1-800-685-1111 www.equifax.com Experian 1-888-EXPERIAN (397-3742) www.Experian.com Trans Union 1-800-916-8800 www.tuc.com The following link provided by the FTC provides valuable insights on correcting information in your credit report. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm |
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