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Credit Reports

Did you know that there are 3 national national bureaus that collect information about you and your credit history? All 3 are usually examined by creditors when determining your ability to repay a loan. You should be aware of what is on your credit report. Identity thieves and inaccurate information can deteriorate, if not eliminate, the possibility of obtaining a loan in the future. You can obtain a free credit report with data from all 3 bureaus from CreditSoup® Credit Report & Repair .

Experian Free Credit Report  is another organization which offers a free copy of your credit report for signing up for a 30 day, no obligation trial membership to CreditCheck. You can cancel this program at any time and still receive the free credit report.

Both are respected organizations and will provide the service you are after.

The 3 major national credit bureaus that gather and share your credit information with creditors are listed below. You can also order your credit reports directly from those bureaus.

Equifax
1-800-685-1111
www.equifax.com

Experian
1-888-EXPERIAN (397-3742)
www.Experian.com

Trans Union
1-800-916-8800
www.tuc.com

The following link provided by the FTC provides valuable insights on correcting information in your credit report.

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm


 
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